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College Financial Aid Guide

Learn how grants, scholarships, Pell Grant rates, federal loans and net price fit into college financial aid.

College financial aid can include grants, scholarships, work-study and loans. The most useful affordability view compares aid with tuition, fees, room and board and net price.

Average tuition

$20,567

Average net price

$17,506

Average attendance cost

$30,258

Grant Aid and Scholarships

Grants and scholarships can reduce net price because they generally do not need to be repaid. Pell Grant rate can help show how many students receive need-based federal grants.

Federal Loans

Federal loans can help cover a remaining bill, but borrowing should be read as a financing tool rather than a discount. Federal loan rate can show how common borrowing is at a school.

Compare Aid With Outcomes

Aid is strongest when read beside completion, earnings, net price and attendance cost. A low net price and stronger outcomes can matter more than sticker price alone.

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Guide FAQ

What is college financial aid?

College financial aid includes money and financing tools that help students pay for college, including grants, scholarships, work-study and loans.

What aid lowers net price?

Grants and scholarships lower net price more directly because they usually do not need repayment.

Should I compare Pell Grant rate?

Yes. Pell Grant rate can provide context about need-based aid patterns at a school.