The University of Tennessee-Chattanooga Tuition, Fees, Net Price and Financial Aid

Table of Contents

The University of Tennessee-Chattanooga In-State vs Out-of-State Tuition Fees, Costs 2026

Use these cost cards as the first-pass money view before checking the detailed breakdown and official resources.

The University of Tennessee-Chattanooga Estimated Per-Semester Cost

Many tuition guides break annual costs into fall and spring estimates. The values below divide reported annual College Scorecard cost fields by two, so use them as planning estimates and verify the actual billing schedule with The University of Tennessee-Chattanooga.

The University of Tennessee-Chattanooga Estimated Four-Year Cost

The estimates below multiply current reported annual values by four. They do not include future tuition increases, changes in housing, program fees, financial aid changes or personal expenses.

In-State vs Out-of-State Tuition

The University of Tennessee-Chattanooga is listed as Public in the local dataset. In-state tuition is $10,144 and out-of-state tuition is $18,208. Compare both values before estimating your bill, especially if residency status may affect pricing.

International Student and Private College Tuition Note

The local database lists The University of Tennessee-Chattanooga as Public. Public colleges often use residency-based pricing, so international and nonresident students may face the out-of-state tuition rate. Verify residency, international student fees and aid eligibility directly with the school.

Room and Board / Total Attendance Cost

Separate mandatory fee data is not available in the local College Scorecard-derived table; use tuition, room/board, books, other expenses and attendance cost as the supported cost components.

Average Net Price After Aid

Based on available data, the average student at The University of Tennessee-Chattanooga pays approximately $12,817 per year after grants and aid. This is below the Tennessee average of $15,202 and below the national average of $17,506.

Tuition and Cost Breakdown

What Does The University of Tennessee-Chattanooga Cost?

Total cost of attendance vs average net price after grants and aid, based on the local College Scorecard dataset.

Tuition Room and board Books and supplies Other expenses Fees and remainder

Tuition

$18,208

Room and board

$10,052

Books and supplies

$1,400

Other expenses

$4,950

Fees and remainder

$0

Sticker price

$23,563

Average net price

$12,817

Average aid coverage

46%

$10,746 below sticker price on average

Student Outcomes

10-Year Median Earnings - The University of Tennessee-Chattanooga vs Peers

Median earnings 10 years after enrollment. Source: College Scorecard federal dataset.

The University of Tennessee-Chattanooga $51,151

Vanderbilt University $91,565

Baptist Health Sciences University $72,529

Rhodes College $66,651

The University of Tennessee Health Science Center $66,318

National average $43,639

The University of Tennessee-Chattanooga graduates earn about 1.2x the national average 10 years after enrollment, based on schools with reported earnings data.

Financial Aid and Scholarships

About 32.47% of The University of Tennessee-Chattanooga students receive federal Pell grants, indicating the share of students receiving this need-based aid in the local dataset. 38.40% take federal loans, which helps families understand borrowing patterns alongside net price.

Student Debt and Borrowing

Borrowing metrics help explain how students finance the gap between sticker price, aid and net price. Loans can make a bill payable, but they do not reduce the underlying cost like grants and scholarships.

Debt and payment fields come from federal aid data where reported. Actual borrowing can vary by degree level, dependency status, aid package, family contribution and program costs.

Net Price Calculator

Use the official net price calculator for a personalized estimate. The averages on this page help with comparison, but your final price can change based on residency, aid eligibility, housing, program fees and scholarships.

Financial Aid Application Steps

The sample guide uses step-by-step aid instructions. This version keeps the steps generic and accurate for the database, then points readers to official school and federal resources.

1. 1. Complete the FAFSA when eligible

   Use the federal FAFSA form to start federal student aid eligibility. Some private or selective schools may require additional institutional forms.

   Open resource

2. 2. Check school-specific aid requirements

   Open The University of Tennessee-Chattanooga's official financial aid or admissions site to confirm whether CSS Profile, tax documents or institutional forms are required.

   Open resource

3. 3. Use the net price calculator

   Compare the personalized estimate with the average net price and income-bracket values shown on this page.

   Open resource

4. 4. Review grants, loans and payment deadlines

   Separate grant aid from loan financing and verify billing deadlines directly with the school before committing.

Payment Guide

Use these generic steps to review tuition, aid and billing before making an enrollment decision.

1. 1. Confirm published tuition and fees

   Review The University of Tennessee-Chattanooga's official tuition page and compare it with the tuition and attendance cost fields on this page.

2. 2. Estimate net price after aid

   Use The University of Tennessee-Chattanooga's official net price calculator when available, then compare the estimate with average net price and income-bracket data.

3. 3. Review financial aid and payment options

   Check grants, scholarships, federal loans, payment plans and billing deadlines directly with the school before making enrollment decisions.

Institutional Cost Resources

These institutional context fields help explain how the school appears in the federal dataset beyond student-facing tuition. They are not a bill, but they add useful background for affordability research.

These fields come from federal institutional data and should be read as context, not as student charges.